Tashkent accounts for 45% of loans and 76% of bank deposits
As of October 1, 2026, Tashkent accounts for 297.5 trillion sum in loans and 383 trillion sum in deposits, while in the regions, loans exceed deposits threefold.
Tashkent Accounts for 45% of Bank Loans and 76% of Deposits
As of October 1, 2026, the city of Tashkent accounted for 297.5 trillion sums of bank loans, or 45.1% of their total volume, as well as 383 trillion sums of deposits, or 76.4% of all funds placed in the country's banks. This was reported by the Central Bank of Uzbekistan.
The concentration of corporate funds is particularly high. The capital accounts for 275.8 trillion sums of legal entities' deposits, which constitutes 89.1% of their nationwide volume. Loans to legal entities in Tashkent reached 224.3 trillion sums, while loans to the population stood at 73.2 trillion sums.
Tashkent remains the only region where deposits exceed loans. The loan-to-deposit ratio in the capital is 0.78.
In the remaining 13 regions, the situation is the reverse. The aggregate volume of loans there amounted to 361.6 trillion sums, whereas deposits totaled 118.1 trillion sums; that is, disbursed funds are three times higher than attracted ones.
The largest gap was recorded in Syrdarya Region, where loans are 9.1 times higher than deposits, as well as in Jizzakh (5.4 times) and Namangan (4.8 times) regions.
Among the regions, Fergana Region leads in loan volume with 38.7 trillion sums. It is followed by Samarqand (34.5 trillion), Tashkent (31.4 trillion), Andijan (31.2 trillion), and Qashqadaryo (31 trillion sums) regions.
The lowest lending volumes were noted in Jizzakh (21.2 trillion), Syrdarya (21.3 trillion), and Navoiy (21.6 trillion sums) regions.
In terms of deposit volume among the regions, Samarqand Region takes first place with 14.7 trillion sums. It is followed by Bukhara (13.9 trillion) and Xorazm (13 trillion sums) regions.
The least amount of funds is deposited in the banks of Syrdarya (2.3 trillion), Jizzakh (3.9 trillion), and Namangan (5.2 trillion sums) regions.
In six regions, the population received more loans than corporate entities. These are the Republic of Karakalpakstan, Andijan, Qashqadaryo, Navoiy, Samarqand, and Surxondaryo regions. The largest gap was recorded in Navoiy Region, where loans to individuals amounted to 13.2 trillion sums, and to legal entities — 8.4 trillion sums.
Retail deposits exceed corporate deposits in 12 out of 14 regions — everywhere except Tashkent and Andijan Region. In Bukhara Region, individuals placed 11.6 trillion sums in banks, and in Xorazm Region — 11.4 trillion sums.