Over 18 million fraudulent operations prevented in Uzbek banks

Over 18 million fraudulent operations prevented in Uzbek banks

In the first half of 2026, more than 18 million fraudulent operations worth over 461 billion soums were prevented in commercial banks in Uzbekistan.

According to the press service of the Central Bank, Session anti-fraud and antivirus systems have been introduced in commercial banks to protect customers' funds and mobile devices from various digital risks. This system analyzes banking operations based on their risk level. Operations assessed as high-risk are restricted, which serves to reduce the risk of funds being withdrawn through suspicious transactions.

Below are the top 10 commercial banks by the number of devices restricted due to detected malware and cleaned of malware. According to this, the highest number of fraud cases using this method was recorded at "Xalq Banki" — 2.2 million. More than 1.4 million such cases were prevented at "Ipak Yo'li Banki". Meanwhile, "Hamkorbank" and "Milliy Bank" recorded over 100,000 fraudulent operations each in the half-year.

During the six months, access to 1.29 million devices was restricted using this system, and 2 million devices were cleaned of malware.

Session anti-fraud and antivirus systems in Uzbek banks were introduced in accordance with Presidential Resolution No. PP-381.

These protection mechanisms serve to detect fraud risks early, restrict suspicious operations in a timely manner, and protect the funds and devices of banking service users.

Credit organizations, based on their internal regulations, take additional measures to prevent fraud (fraud or theft committed using information technology) occurring during the process of allocating online loans (microloans). The calculation and collection of interest, forfeits, and fines associated with online loans taken out by fraudsters in the name of citizens will be suspended.